ANALISIS DETERMINAN EFEKTIVITAS PEMBERIAN KREDIT PERBANKAN PADA KABUPATEN LANGKAT

Authors

  • Meigia Nidya Sari Universitas Pembangunan Panca Budi
  • Junawan Universitas Pembangunan Panca Budi
  • Annisa Fajariah Damanik Universitas Pembangunan Panca Budi

Keywords:

Internal control, internal audit, effectiveness, lending, banking

Abstract

This research aims to analyze the determinants of the effectiveness of providing bank credit in Langkat Regency. The population used in this research is employees at PT. BRI (Persero) in Langkat Regency. The sampling technique uses saturated samples. The sample size was 30 people. The types of data in this research are primary and secondary data. Data collection techniques use questionnaires, interviews and documentation studies with data analysis techniques using a quantitative approach with statistical tools of multiple linear regression analysis. The research results show that internal control has a partially insignificant effect on the effectiveness of lending. Internal audit has a partially significant effect on the effectiveness of lending. Internal control and internal audit simultaneously have a significant effect on the effectiveness of lending.

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Published

2024-10-15

How to Cite

Meigia Nidya Sari, Junawan, & Annisa Fajariah Damanik. (2024). ANALISIS DETERMINAN EFEKTIVITAS PEMBERIAN KREDIT PERBANKAN PADA KABUPATEN LANGKAT. Prosiding Seminar Nasional Terapan Riset Inovatif (SENTRINOV), 10(2), 79 - 86. Retrieved from http://proceeding.isas.or.id/index.php/sentrinov/article/view/1632