Oftaviani, Eka Rosalina, and Rini Frima. “ANALISIS FAKTOR DEMOGRAFI TERHADAP CULTURE, MENTAL BUDGETING, DAN MANAGEMENT OF HOUSEHOLD FINANCE ”. Prosiding Seminar Nasional Terapan Riset Inovatif (SENTRINOV), vol. 7, no. 2, Nov. 2021, pp. 312-23, https://proceeding.isas.or.id/index.php/sentrinov/article/view/1058.