EDUKASI LITERASI KEUANGAN DIGITAL BAGI UMKM MELALUI PEMANFAATAN FINTECH

Abstract

Digital financial literacy is important for Micro, Small and Medium Enterprises (MSMEs). This is because the digital era encourages all aspects of society to follow various technological developments. MSMEs as support for the country's economy are not separate from this. Digitalization means MSMEs players need to consider innovation in various payment methods. However, the problem that occurs is that not all MSMEs are able to do this. The lack of digital financial literacy, lack of insight and lack of education makes them reluctant to implement it. In addition, the shadow of the risks they will face if they are not careful in managing it. Based on this, Finance and Banking Study Programme, Department of Accounting, Politeknik Negeri Jakarta collaborates with Jawara Depok to provide education to MSMEs players in Depok. Fintech is not something to be avoided. Fintech must be used properly to support business activities. It is hoped that this activity will update MSMEs with financial technology, which can then be applied in their business activities, with the hope that this can improve their business performance and productivity.